Jim Keenehan, AIF®, CPFA

Recent Posts

Is Dave Ramsey's Approach Idiotic?

OK, maybe the title of this post is a bit harsh. But let’s be honest: life is short. We should enjoy our time on this lovely earth while we are here.

Before we go any further, let’s be clear: what I DON’T mean is that we should all live beyond our means and rack up a mountain of debt. But we should be realistic about where we are now, where we want to be, and how to get ourselves in a better financial place while still having (at least a little) fun along the way.

So, what’s wrong with Dave Ramsey's approach? Well, it isn’t always financially sound. Let’s take a look at each “baby step” and set the record straight:

 

Continue Reading

Crucial Questions to Ask When Applying for Your Mortgage

 

This content was originally published on the Apex Home Loans blog 

Whether you’re ready to buy a home, considering a refinance, or simply weighing your mortgage options, arming yourself with the right questions will benefit you greatly in the long run. Before you sit down to speak with your mortgage banker, take note of these five questions to enhance your lending knowledge, prepare yourself, and build upon your ability to address any concerns you might have. 

Continue Reading

The Top 4 Apps to Help You Master Budgeting in 2019

At the beginning, of every year, many people make resolutions about health, relationships, and money. Whether it’s making a goal to pay down a debt, finding a significant other, or losing a few lbs, there’s an app that can help. The power of our mobile devices continues to grow and apps for everything we do are coming into the future. We’ll be focusing on budgeting apps that can help you get a handle on your financial life.


Continue Reading

VIDEO: Behind the Scenes of Where Your Money Goes in a 401(k)

For many 401(k) investors we know we should be saving a portion of our paycheck each month for retirement, but have you ever wondered where that money actually goes? You may be surprised that it doesn't just sit in an account but instead, it's invested in stocks and bonds. In the video below, we highlight the basics of what happens to your money when it is deposited into a 401(k), and how it can grow over time to help you prepare for retirement. Hopefully, this video will make it easier to understand not only why you should invest into your 401(k), but also how to do it! Feel free to reach out to our team if you have other questions about 401(k) savings, we're happy to help. 

Continue Reading

Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?


 

This content was originally published on the Apex Home Loans blog 

Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment. There is a certain amount of truth to this, but in reality bigger is not always better. Ideally, the amount of money you settle on for your mortgage down payment will take into account your monthly budgeting requirements.

Continue Reading

New Module

Add content here.