We focus on the key decisions in the final few years of your working career. While this presentation covers critical components to ensure your money will last throughout your retirement, an even greater emphasis is placed on the “softer side” of retirement. We find that very few people take the time to think through the various non-money related areas that create a truly successful retirement. This requires some thoughtful planning to help keep you socially engaged, utilize your talents to serve/volunteer/give back, as well as doing some serious relaxing for all your years of hard work.

Throughout this workshop, we explore the history of how credit cards have grown to become such a prominent part of our everyday life. We outline the key areas to be cognizant of when using your card, and answer questions such as what makes-up a FICO score, how interest rates can have an impact, and what steps you can take to protect yourself.

This Social Security workshop provides an overview of the current Social Security system, how benefits are calculated, and how employees can maximize their benefits for the future. We walk employees through claiming strategies, the impact timing can have on their total Social Security benefit, and the questions they should be asking themselves prior to claiming.

Did you know that your Health Savings Account (HSA) can be an amazing resource for supplementing your retirement savings? We breakdown the great advantages a HSA offers employees, from their triple tax incentives, to how they can play a pivotal role in a financial plan.

This presentation provides a comprehensive understanding of your retirement plan, and additional financial resources that can help your employees prepare for retirement. We discuss current economic and market conditions, how to develop a long-term retirement strategy, and other valuable checkpoints to take control of your retirement benefit.

This workshop leads employees through the basics of building a monthly spending plan. We provide tips, tricks, and tools to help them take control of their finances. We discuss various methods for paying off debt, common budget busters, and actionable steps to help employees take control of their finances.

Conversations that bring money into play are notoriously difficult to have. As parents, we want to help and support our children in every way we can – even if doing so is at our own financial expense. When it comes to setting your young adult kids financially free: When is it time to (forcibly) nudge them to spread their wings? Here are three questions to ask yourself and reflect on when determining if it’s time to cut the purse strings.   

When was the last time you checked your credit report? Did you notice any errors? And if so how would you fix them? Mistakes on credit reports probably happen more often than we think and if you recently found an error on yours, know you're not alone. The Consumer Financial Protection Bureau said more than 43,000 or 23% of complaints were about credit reporting in 2016 so it’s fairly common to find mistakes. Below we'll take you through what errors to search for and how to correct them when you find a potential blunder on your report.

When planning to move, it’s easy to let stress take over - sometimes so much that you miss ways you could be saving. There are a lot of factors that go into moving, such as are you changing states, what time of year will you be relocating, and how much stuff are you taking? The American Moving and Storage Association says that the average cost of an interstate household move is about $4,300 and the average cost of an intrastate move is about $2,300. With moving expenses on the rise each year, we’ve highlighted a few ways you can keep your money in your pocket and have your stress-reduced before, after, and during your move.