Retirement Readiness and PlanSuccess

To help increase the value of your plan and improve employees’ financial decisions, we incorporate behavioral finance concepts in your plan design. You get innovative tools that enable you to establish and monitor retirement plan goals.

Retirement Readiness

The Retirement Readiness calculation allows you to set and track retirement goals on a plan-wide level. It is a powerful tool allowing you to monitor the “health” or success of your plan and the achievement of established goals.

Through key variables the Retirement Readiness Ratio projects:

  • Required monthly retirement income
  • Monthly retirement income
  • Monthly retirement income gap


The PlanSuccess system recognizes the human element in financial decision-making. By acknowledging these tendencies, and building strategies around them, we can create an optimal approach for your plan’s success. The program includes elements that evaluate the plan, measures results, and propose improvements.

The PlanSuccess Behavioral Audit evaluates the following three key success measures:

  • Participation Health Index
  • Deferral Health Index
  • Investment Menu Health Index