Why I get up in the morning: I often hear clients say how much they look forward to retirement and I think I must be blessed, because I love coming to work every day and can’t wait to get my day started each morning after my “lengthy” four minute walk to the office.
My main purpose is to create innovative investment solutions. Having a sound investment selection and monitoring process makes the difference between a good retirement plan and an excellent retirement plan. We provide an institutional approach to investment selection and make recommendations on any necessary modifications to the plan’s investment line-up.
How I got here: I consider myself a local product. Although I was born in Minneapolis, I moved to Maryland when I was 2 years old and have been a proud Marylander ever since. I grew up in Silver Spring, attended Springbrook High School, and graduated from Catholic University.
After graduating from Catholic, I passed the CPA exam and opened a firm that focused on tax preparation and small business accounting. As luck would have it, I sub-let office space from a prominent Bethesda financial planning firm, in hindsight, a decision that dramatically impacted my career. I enjoyed the financial planning environment so much that in 1988 I began offering my clients financial planning and investment management services to complement my tax and accounting services.
In 2000, I decided to sell my CPA practice to focus 100% of my efforts in helping clients with their financial planning and investment management needs.
I obtained my CPA license in 1984 and hold FINRA Series 7, Series 63, and Series 66 securities registrations as an Investment Advisor Representative with Commonwealth Financial Network. I have also earned the Accredited Investment Fiduciary® (AIF®) professional designation, awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh.
What I do really well: Financial planning allows me to help plan someone’s future, rather than just focus on their past. Over the course of 25+ years, I have developed lasting partnerships with my clients based on a shared focus of helping them achieve life’s goals. I enjoy reflecting with clients on how I helped them open their first IRAs in the 1980’s and today help them put the final touches on their retirement plans.
I am in tune with the pulse of the market and I strive to stay informed on current market trends and issues in order to assist our clients in making prudent investment selection decisions.
What I’m most interested in for the retirement industry today: Investment selection, monitoring, and due diligence. Employers are under increased scrutiny regarding their fiduciary duties, specifically related to selecting and managing their plan’s investments. It is important for employers to have a consistent and objective Investment Performance Review program which results in institutional-level monitoring tied to the plan’s Investment Policy Statement.
Who I am really: Outside of the office, my favorite pastime is spending time with my wife Karen, our two daughters, Natalie and Casey, and our two Yorkies, Annie and Gema. Karen, who was my high school sweetheart, is a reading specialist with Montgomery County Public Schools. Natalie recently completed her graduate studies at the University of Maryland, and Casey is a rising senior at my alma mater, Catholic University.
If you’re looking for me after work or on the weekends, you will frequently find me biking around the city. I enjoy riding the Capital Crescent Trail to Georgetown during the week and on to Old Town Alexandria or Mount Vernon on the weekends. In addition to biking, I enjoy training for my annual “Olympics” competition with a group of longtime friends. It’s a friendly (though competitive) decathlon of sorts that has motivated me to stay in shape during the year.
Karen, Natalie, Casey, and I love to travel, and enjoyed our maiden voyage to Hawaii in the summer of 2015. We also love to explore Europe, and visited Lisbon, Barcelona, and Istanbul on a family trip in 2014. I am hoping the strong dollar will remain, making our next European vacation more affordable.