Alp Atabek, AIF®

Recent Posts

Financial Jargon Defined: Open Enrollment

Alp Atabek, AIF®

Alp Atabek, AIF®

Blog Post

The world of finance and investments is notorious for its extensive use of jargon. With a goal of enhancing financial literacy and making the world of money more transparent, we have our “monthly jargon” post that focuses on debunking financial terms that are continuously used sans explanation. This month, we are addressing a term that always finds itself in the spotlight around this time of year: “open enrollment.”

Continue Reading

Three Quick Tips For Investing In Companies

Alp Atabek, AIF®

Alp Atabek, AIF®

Blog Post

In this day and age of social media dominance, it seems we absorb more headlines than actual numbers and facts. The daily flood of news has escalated the term “behavioral finance,” a theory that people’s biases and emotions influence and trigger their investment decisions, to new extremes. At the end of the day, many of the market gyrations and volatility can be avoided if investors take the time to evaluate a company before racing to sell when a breaking news banner lights up the lock screen. Here are three of our tips for investing in the company and not the hot-and-cold headlines.

Continue Reading

Financial Jargon Defined: Dividends

Alp Atabek, AIF®

Alp Atabek, AIF®

Blog Post

The world of finance and investments is notorious for its extensive use of jargon. With a goal of enhancing financial literacy and making the world of money more transparent, we are committing to a “monthly jargon” post that focuses on debunking various financial terms that are continuously used sans explanation. This month, we are exploring a concept that has gained quite a bit of traction in the investment world throughout the past few years: dividends.

Continue Reading

Financial Jargon Defined: RMDs

Alp Atabek, AIF®

Alp Atabek, AIF®

Blog Post

The world of finance and investments is notorious for its extensive use of jargon. With a goal of enhancing financial literacy and making the world of money more transparent, we are committing to a “monthly jargon” post that focuses on debunking various financial terms that are continuously used sans explanation. This month, we are addressing a term often hidden within its more widely-used acronymic form: RMDs aka required minimum distributions. 

Continue Reading

Financial Jargon Defined: Budget

Alp Atabek, AIF®

Alp Atabek, AIF®

Blog Post

The world of finance and investments is notorious for its extensive use of jargon. With a goal of enhancing financial literacy and making the world of money more transparent, we are committing to a “monthly jargon” post that focuses on debunking various financial terms that are continuously used sans explanation. This month, we are addressing the oversimplified and unfairly dreaded term “budget.”

Continue Reading

The Equifax Headlines: Free Money?

Alp Atabek, AIF®

Alp Atabek, AIF®

Blog Post

If you’ve been paying attention to the news recently, you have most likely noticed the plethora of headlines boasting the opportunity to claim a free $125 from Equifax, one of the three national credit bureaus that experienced a massive security breach nearly two years ago, in September 2017. To give a brief overview of the situation: Equifax has agreed to pay nearly $700 million to settle federal and state investigations into how the company handled its massive data breach that affected over 50% of Americans. The settlement states that an individual who had his or her data hacked is eligible to receive either up to ten years of free credit monitoring or claim a $125 payment. To determine if you are among the more than 140 million Americans whose information was compromised by the Equifax breach, use the Equifax claim verification form (this takes less than a minute to do!). After determining your status, the next question is, should you go for the $125 and never look back or sign up for the ten years of free credit monitoring? One thing is for sure: do something! Jack Gillis, Executive Director of the Consumer Federation of America, says “There should be no reason whatsoever not to file,” as the process is quite quick and easy. 

Continue Reading

Financial Jargon Defined: Cash

The world of finance and investments is notorious for its extensive use of jargon. With a goal of enhancing financial literacy and making the finance world more transparent, we are committing to a “monthly jargon” post that focuses on debunking various financial terms that are continuously used sans explanation. This month, we are addressing the oversimplified and mistakenly one-dimensional term “cash.”

Continue Reading

Five Ways to Optimize Your Employer’s Retirement Plan

With traditional pension plans fading away, the 401(k) is the easiest way to save for retirement. Think about it – the money is taken out of your paycheck before you even have the chance to spend it! Because of this, your 401(k) is most likely your biggest source of retirement savings; yet, over half of Americans don’t understand exactly how 401(k) plans work. Our goal is to change that. Here are five pieces of advice to consider when it comes to maximizing the benefits of your company’s retirement plan.

Continue Reading

Is it Time to Set Your Kids Financially Free?

Alp Atabek, AIF®

Alp Atabek, AIF®

Blog Post

Conversations that bring money into play are notoriously difficult to have. As parents, we want to help and support our children in every way we can – even if doing so is at our own financial expense. When it comes to setting your young adult kids financially free: When is it time to (forcibly) nudge them to spread their wings? Here are three questions to ask yourself and reflect on when determining if it’s time to cut the purse strings.   

Continue Reading

Market Volatility: 5 Steps for Managing Your Long-Term Investments

Alp Atabek, AIF®

Alp Atabek, AIF®

Blog Post

You can’t avoid market volatility; it reaches into every corner of the economy and touches all investors in some way. That includes your retirement accounts. For most people, this type of long-term savings is the most interaction they have with the investment world. So how do you know what to do when it seems like things aren't working in your favor? We outline what you need to know about market volatility (i.e. when the markets take you on a roller coaster ride), and what you can do to manage the risk in your retirement portfolio. 

Continue Reading

New Module

Add content here.