• How Often Should You Check Your Retirement Accounts?

    Kevin Major, CPFA

    When first investing in a retirement plan, it can be hard to know where to begin. While you may feel like there’s a lot to manage, you might be surprised at how often you should actually be checking your account. The average investor usually doesn’t need to stress over the everyday changes in their portfolio. Anytime the markets are involved, you have to remember that they will naturally go up and down. You and I can’t control them, but even in volatility it’s important to stick to your game plan. If it is a long-term plan (retirement accounts), it is important to stay invested so you don’t miss out on potential growth.

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  • MONEY HACKS: How are You Doing with Retirement Savings?

    Alex Assaley, AIF®

    Special guest and newest member of our AFS 401(k) team, Allison Rosenberg joins me in this Money Hacks episode. She brings years of real-world financial coaching experience and is here to answer one important question — How can you measure if you are on track for your retirement?

    With this simply idea, you don’t need a phone or calculator. All you need is to know how much you have in your retirement account and open ears. We’ll walk you through a simple calculation to determine if you have enough retirement savings. If you find yourself on good terms great but if not we’ll also give a few tips to help you catch up.


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  • Is Dave Ramsey's Approach Idiotic?

    Is Dave Ramsey's Approach Idiotic?

    OK, maybe the title of this post is a bit harsh. But let’s be honest: life is short. We should enjoy our time on this lovely earth while we are here.

    Before we go any further, let’s be clear: what I DON’T mean is that we should all live beyond our means and rack up a mountain of debt. But we should be realistic about where we are now, where we want to be, and how to get ourselves in a better financial place while still having (at least a little) fun along the way.

    So, what’s wrong with Dave Ramsey's approach? Well, it isn’t always financially sound. Let’s take a look at each “baby step” and set the record straight:


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  • Is Disability Insurance Worth it?

    Is Disability Insurance Worth it?

    Insurance: security, protection, coverage – overall, a comforting word that we welcome, especially in terms of our financial lives. There are numerous types of insurances in the financial world, and the variety of options can be daunting at times. Disability insurance is one type under the insurance umbrella that is often overshadowed by its peers, life and health insurance, despite it being just as important of a part in terms of your overall financial plan.

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  • Infographic: Top 5 Things Every Beginning Investor Needs to Know About the Stock Market


    When you flip to the financial section of the newspaper there seems to be one thing that everyone is always talking about: The Stock Market. If you're just starting to familiarize yourself with the world of investing, you first need to know what everyone is talking about when they refer to this ubiquitous term.

  • VIDEO: How Can Compound Interest Work for You?

    How Compound interest works for youCompound interest is an essential concept to understand when balancing the forces of investing and borrowing. It gives you the ability to make stronger money moves. Albert Einstein said compounding interest is the eighth wonder of the world and one of man’s greatest invention. 

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Financial Planning
  • Is it Time to Set Your Kids Financially Free?

    Is it Time to Set Your Kids Financially Free?

    Conversations that bring money into play are notoriously difficult to have. As parents, we want to help and support our children in every way we can – even if doing so is at our own financial expense. When it comes to setting your young adult kids financially free: When is it time to (forcibly) nudge them to spread their wings? Here are three questions to ask yourself and reflect on when determining if it’s time to cut the purse strings.   

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  • 3 Easy Ways to Cleanse Your Credit Report of Costly Errors

    3 Easy Ways to Cleanse Your Credit Report of Costly Errors

    When was the last time you checked your credit report? Did you notice any errors? And if so how would you fix them? Mistakes on credit reports probably happen more often than we think and if you recently found an error on yours, know you're not alone. The Consumer Financial Protection Bureau said more than 43,000 or 23% of complaints were about credit reporting in 2016 so it’s fairly common to find mistakes. Below we'll take you through what errors to search for and how to correct them when you find a potential blunder on your report.

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