• How Often Should You Check Your Retirement Accounts?

    Kevin Major, CPFA

    When first investing in a retirement plan, it can be hard to know where to begin. While you may feel like there’s a lot to manage, you might be surprised at how often you should actually be checking your account. The average investor usually doesn’t need to stress over the everyday changes in their portfolio. Anytime the markets are involved, you have to remember that they will naturally go up and down. You and I can’t control them, but even in volatility it’s important to stick to your game plan. If it is a long-term plan (retirement accounts), it is important to stay invested so you don’t miss out on potential growth.

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  • MONEY HACKS: How are You Doing with Retirement Savings?

    Alex Assaley, AIF®

    Special guest and newest member of our AFS 401(k) team, Allison Rosenberg joins me in this Money Hacks episode. She brings years of real-world financial coaching experience and is here to answer one important question — How can you measure if you are on track for your retirement?

    With this simply idea, you don’t need a phone or calculator. All you need is to know how much you have in your retirement account and open ears. We’ll walk you through a simple calculation to determine if you have enough retirement savings. If you find yourself on good terms great but if not we’ll also give a few tips to help you catch up.


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  • The Equifax Headlines: Free Money?

    The Equifax Headlines: Free Money?

    If you’ve been paying attention to the news recently, you have most likely noticed the plethora of headlines boasting the opportunity to claim a free $125 from Equifax, one of the three national credit bureaus that experienced a massive security breach nearly two years ago, in September 2017. To give a brief overview of the situation: Equifax has agreed to pay nearly $700 million to settle federal and state investigations into how the company handled its massive data breach that affected over 50% of Americans. The settlement states that an individual who had his or her data hacked is eligible to receive either up to ten years of free credit monitoring or claim a $125 payment. To determine if you are among the more than 140 million Americans whose information was compromised by the Equifax breach, use the Equifax claim verification form (this takes less than a minute to do!). After determining your status, the next question is, should you go for the $125 and never look back or sign up for the ten years of free credit monitoring? One thing is for sure: do something! Jack Gillis, Executive Director of the Consumer Federation of America, says “There should be no reason whatsoever not to file,” as the process is quite quick and easy. 

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  • Financial Jargon Defined: Cash

    Financial Jargon Defined: Cash

    The world of finance and investments is notorious for its extensive use of jargon. With a goal of enhancing financial literacy and making the finance world more transparent, we are committing to a “monthly jargon” post that focuses on debunking various financial terms that are continuously used sans explanation. This month, we are addressing the oversimplified and mistakenly one-dimensional term “cash.”

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  • Infographic: Top 5 Things Every Beginning Investor Needs to Know About the Stock Market


    When you flip to the financial section of the newspaper there seems to be one thing that everyone is always talking about: The Stock Market. If you're just starting to familiarize yourself with the world of investing, you first need to know what everyone is talking about when they refer to this ubiquitous term.

  • VIDEO: How Can Compound Interest Work for You?

    How Compound interest works for youCompound interest is an essential concept to understand when balancing the forces of investing and borrowing. It gives you the ability to make stronger money moves. Albert Einstein said compounding interest is the eighth wonder of the world and one of man’s greatest invention. 

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Financial Planning
  • MoneyNav Academy Worksop: What's Next? Life After Work Workshop

    MoneyNav Academy Worksop: What's Next? Life After Work Workshop

    We focus on the key decisions in the final few years of your working career. While this presentation covers critical components to ensure your money will last throughout your retirement, an even greater emphasis is placed on the “softer side” of retirement. We find that very few people take the time to think through the various non-money related areas that create a truly successful retirement. This requires some thoughtful planning to help keep you socially engaged, utilize your talents to serve/volunteer/give back, as well as doing some serious relaxing for all your years of hard work.

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  • MoneyNav Academy Worksop: Cultivating Your Credit Workshop

    MoneyNav Academy Worksop: Cultivating Your Credit Workshop

    Throughout this workshop, we explore the history of how credit cards have grown to become such a prominent part of our everyday life. We outline the key areas to be cognizant of when using your card, and answer questions such as what makes-up a FICO score, how interest rates can have an impact, and what steps you can take to protect yourself.

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