Trends

How Health Savings Accounts and Retirement Align

The intersection of health and wealth are steadfastly becoming a hot button issue in the employee benefits world. With the cost of healthcare on the rise and the aging of the workforce, this causes a problem for both employer and employee. Ryan Tiernan, Senior HSA Consultant with Access Point HSA and speaker at our upcoming Employee Benefits Symposium takes a look at how Health Savings Accounts may be part of the answer to this issue. 

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Cash Management for Retirement Plans: What Should Committees Be Doing?

Every CFO and their finance department is intently focused on managing the corporation or organization’s cash and bottom line. Metrics are reviewed monthly, if not more frequently, to understand the company’s revenues, liabilities, budget, capital reserves, and operating capital (cash). Additionally, concerted efforts are made to get the best return on a corporation’s cash assets – which in the large corporate market can serve as a catalyst to acquisition activity, stock buybacks, and other strategies.

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Retirement & Benefits Trends: EBN Expo & NAPA DC Fly-In Forum

Alex Assaley, AIF®

Alex Assaley, AIF®

Blog Post

This time of year not only brings a new season, but also plenty of opportunities for us to get the latest about employer-sponsored retirement plans, employee benefits and much more. To stay current on industry trends and hot topics, two of our advisors, Alex Assaley and Daniel Haverkos recently attended two conferences: The Employee Benefit News Forum & Expo and the National Association of Plan Advisers DC Fly-In Forum. Both of these events offered up valuable information on all aspects of retirement plans and employee benefits: wearable health technology, tax reform, corporate wellness, new proposed rules on the fiduciary definition and much more.

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The NAPA DC Fly-In Forum: AFS Goes to Capitol Hill

Alex Assaley, AIF®

Alex Assaley, AIF®

Blog Post

One of our advisors, Alex Assaley was honored to be invited to the first NAPA DC Fly-In Forum held on Capitol Hill last week. Hundreds of advisors flocked to DC to meet with policymakers and discuss the critical role of employer-retirement plans in helping American workers save for retirement. It's not every day that plan advisors are invited to contribute to the legislative process so this was truly a unique experience. There is a small, but vocal group of academic professors and legislators who wonder if the current 401(k) retirement plan system is "broken." Others opine for a government-run program akin to social security. There is also the larger Tax Reform debate which puts the tax incentives currently in place for qualified retirement plans in focus (and maybe on the chopping block). The Forum allowed retirement advisors, who are working each day to help workers save for their future, discuss these and other issues with leading Senators, Congressional leaders, and their staff.

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